Travel insurance is not a one-size-fits all proposition. The cruise line’s travel insurance policy usually requires everyone in the cabin to have the same policy. While we absolutely encourage our group members to have insurance, the cruise line’s coverage might not be the right fit for everyone. When you have two friends traveling together, each person might need different coverage. Additionally, the cruise line’s policy does not cover airfare unless you purchase it through the line. We also often offer pre- and/or post-cruise hotel stays that are not covered, which would mean taking out additional coverage.
